To mobilize resources in order to provide small loans to poor people, to establish sustainable income generating business enterprises.
Established in 2002, Asmitha Microfin Limited is a Non Banking Financial Company (Non Deposit taking) that provides rural poor women access to financial resources in the form of collateral free small loans for income generation and livelihood promotion. This enables them to set-off small businesses.

As most MFIs in India, Asmitha has been operating with funding constraints after the Andhra Pra- desh (AP) crisis in 2011 and 2012 and underwent a restructuring of its debt. However the signature of an agreement with its lenders in May 2014 is allowing the company to disburse outside of AP with the hope to restore profitability in these states.